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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Her Med insurer is considering legal action. My mother lives in my home full-time. She uses a walker with assistance and fell on her own. We were unable to stop the fall because of her weight being over 200 lbs.
Insurance companies often negotiate who pays what. If your home owners insurance or general liability insurance covers this then maybe her medical insurance won't. I assume the costs will be covered by insurance -- they are just figuring out which insurance.
Do not take any of this personally. It is not about whose "fault" the fall was -- only about which insurance company needs to pay.
My homeowners policy excludes family members who live in the household. If her medical insurer chooses to litigate, I will have to incur legal defense costs. I love my mom, but caregiving while continuing to take care of my family and maintaining a career has been taxing on many different levels. Bottom line is that I am taking it personally.
Wow - How old is your mom- is she covered by Medicare or is this a supplement that is looking to recover from you? Doesn't sound like you were negligent so why are they saying you are responsible - is she your dependent ?
Their threats sound odd. I'd get legal advice instead of believing what they tell you. It doesn't sound like they have standing to sue you. I'd ask for a free legal consult with your Homewowners policy attorney (they may be bound to represent you if you are sued) and you can get a second opinion too with an experienced personal injury defense attorney.
Is it possible that, because there was a fall, the Medical Insurance co (Medicare or not) is simply seeking information about whether someone else is liable? As in, was your mom on a bus, in someone else's home, tripped on a sidewalk? Is this a form letter that says that they are contemplating legal action?
Or has the insurer contacted you and said, we are contemplating legal action against YOU?
These are two very different scenarios. It has often been the case when my husband or I has been injured that we've gotten a form letter from our insurance plan asking about the circumstances, and if there is another liable party. As in, I got hit by a car, and MY insurance did not cover my ambulance trip, imaging or aftercare; the insurance of the driver did.
Talk to YOUR insurance agent. YOUR insurance agency has a legal staff and lawyers and they will represent YOU. Go there first before you consult an outside attorney.
As Jeanne Gibbs mentioned their legal department is looking to pass on the claim elsewhere. I have a attorney friend who is a litigator handling the correspondence. Thank you all for allowing me to vent.
Kiyoshi, sounds like your Mom isn't on Medicare yet as she is younger than 65, is that correct? I know with Medicare, with all the falls my parents had at their own home, inside and out, not once did Medicare question the falls, nor not once did Medicare ask for the homeowner's insurance to be involved. And my parents both had serious 911 falls.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Do not take any of this personally. It is not about whose "fault" the fall was -- only about which insurance company needs to pay.
Doesn't sound like you were negligent so why are they saying you are responsible - is she your dependent ?
Or has the insurer contacted you and said, we are contemplating legal action against YOU?
These are two very different scenarios. It has often been the case when my husband or I has been injured that we've gotten a form letter from our insurance plan asking about the circumstances, and if there is another liable party. As in, I got hit by a car, and MY insurance did not cover my ambulance trip, imaging or aftercare; the insurance of the driver did.