Daughter who lives with her on disabilty and helps her over 10 years. Is the 5-year lookback period waived for medical recovery because I live here ? Or is her property on medical lien if she needs long-term care? Thank you! A courtesy response is appreciated.
https://www.medicaidplanningassistance.org/child-caregiver-exemption/amp/
Is she competent to handle her own decision making?
Can you afford to pay the house bills on your own if all of her income must go to pay her expenses elsewhere?
You should get an appointment with a lawyer specializing in Medicaid ASAP.
This is just an overview to give you an idea how things work. Each State is different where Medicaid is concerned. You need to talk to a Medicaid caseworker which would be my first choice. If u feel u need to, then an Elder lawyer.
I am thinking/hoping you are your Mom's POA. If so then her money, whether from SS or otherwise, pays for this visit. Make it clear on the phone that you have a few questions about medicaid recovery for the most part, and about caregiver exemptions. Make certain that they deal with this (and any Certified Elder Law Attorney (CELA) should know these answers without any hours of research.
I am hearing lately of some attorneys in ALL specialties who are now asking for up to 700.00 up front with the admonition that "If we need more time for research this will be added cost". Frankly I think I am seeing some "goudging" out there right now, so be certain that you ask ahead of time to be charge "hourly fees" and ask what those fees are.
GardenArtist and others on Forum suggest you get a reputable attorney who is part of a "firm". That way, if they don't have the answers there are almost always some "in office" who do.
Sure wish you the best.