My brother is trying to get mom to do a reverse mortgage on her home.
He lives in his own home, mom lives alone. She already mortgaged her house in 2017 and gave him 100 thousand dollars so it has no equity. Can't get Medicaid.
She needs help now. I can't afford to help her, I'm disabled on SSI monthly.
Him and his wife own there home and work. I don't have home, can't work.
I don't think Mom can get a reversed mortgage on a house already mortgaged with no equity. Thats what reversed mortgages are, based on equity.
For Mom to get help with Medicaid, your brother has to pay her back. Medicaid does not allow for gifting of large amounts. If Mom needs care, he should be the one giving it. I would call Adult Protection Services and tell them Mom is being taken advantage of.