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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Thank goodness, you mention on your profile that you were your mother's caregiver for the first couple of years of her illness. Did you live at your mother's home with her? As I understand it, that should give you rights regarding the property but other forum members will be able to explain them much better.
The difficulty we run into is that the nursing home wouldn't just be "taking" your mother's, partly your, house, would it? The Nursing Home is providing care for your mother and that costs money. The house, and the IRA, are assets that belong to your mother; they have cash value; and it's not unreasonable that the money should be used to pay for your mother's care ahead of anything like legacies to her children.
Then again - to whom does your mother owe money for the house? Is that a mortgage company or other lender? Their claim will come ahead of both the NH and you. If there's still a mortgage, is anybody paying it? What about property taxes and maintenance? Are you still living there?
I'm so sorry that this is happening to your family. Apart from the stress of working out what to do about the assets, how have you been coping with your mother's illness?
YOU DON'T. Her assets are to pay for her own care. Even were you able to preserve her home during her lifetime, the assets of the home go to repay medicaid for what they paid for her if she required it. If she has plenty of assets, and her care is being paid for with no need for the home, then it is up to her POA for financial (I am assuming that is her daughter, your sister) when the funds from HER HOME (remember it is your Mom's home until she dies and she can sell it for her own needs) are needed for HER care. At that point her POA can sell the home, make the assets liquid and pay for your Mom's care. No beneficiary has any right to anyTHING while the person is still living. CountryMouse may be entirely correct, as she has investigated the back story you do not give us here. If you cared for her in this home with the understanding that the home would be yours upon her death, you have more of a right to the home left to you; however, if there has been any medicaid needs or if your Mom needs her assets to be made liquid to pay for her care, I believe her POA/guardian can sell the home. Please check with an Elder Law Attorney; it would be best if you and your sister pulled together in this and went together to understand this; the Estate of your Mom under POA/Guardianship can pay for the lawyer's time as this involves your mother's assets and how best to provide for her moving forward.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The difficulty we run into is that the nursing home wouldn't just be "taking" your mother's, partly your, house, would it? The Nursing Home is providing care for your mother and that costs money. The house, and the IRA, are assets that belong to your mother; they have cash value; and it's not unreasonable that the money should be used to pay for your mother's care ahead of anything like legacies to her children.
Then again - to whom does your mother owe money for the house? Is that a mortgage company or other lender? Their claim will come ahead of both the NH and you. If there's still a mortgage, is anybody paying it? What about property taxes and maintenance? Are you still living there?
I'm so sorry that this is happening to your family. Apart from the stress of working out what to do about the assets, how have you been coping with your mother's illness?
CountryMouse may be entirely correct, as she has investigated the back story you do not give us here. If you cared for her in this home with the understanding that the home would be yours upon her death, you have more of a right to the home left to you; however, if there has been any medicaid needs or if your Mom needs her assets to be made liquid to pay for her care, I believe her POA/guardian can sell the home.
Please check with an Elder Law Attorney; it would be best if you and your sister pulled together in this and went together to understand this; the Estate of your Mom under POA/Guardianship can pay for the lawyer's time as this involves your mother's assets and how best to provide for her moving forward.