She's currently in memory care in Oregon, she's out of money and Medicaid there denied her saying she makes too much $2800/mo gross. Subtract $400/mo for healthcare and taxes. We are moving her to MN to live with us for now. What resources should I start with?
Here is a link to an Oregon lawyers website that explains how this works in Oregon.
https://oregoneel.com/qualified-income-trust-income-cap-trust/
Medicaid requires an elder to be at need both physically and financially to qualify for LTC and each state has slightly different requirements.
Where is your mom living now? It is almost always easier to transfer to a facility from a hospital or rehab. Does she have family in Oregon? This won’t be an easy trip for anyone that would be physically eligible for skilled nursing care. Does she have a Power of Attorney?
https://www.medicaidplanningassistance.org/medicaid-eligibility-minnesota/
You will notice on this Minnesota link that the limit is Even lower.
Give a few more details about the situation to get the best advice. Since the rules are different, you might find one state easier than the other to get her placed. Check it out before moving her.
Also, in most states Medicaid doesn’t cover ALF. What are your mom’s issues? How old is she? She will need to be over 65, a resident off the state, a US citizen and in need of skilled nursing.
This forum will help guide you if you will give plenty of info to make moms situation easier to understand.
Medicaid Application Documents Checklist (medicaidlongtermcare.org).
You can start by researching online, I posted a link above.
FYI I live in the Twin Cities metro area so feel free to PM me directly with questions.
You will manage to work things out, but her income will likely all go to the nursing home save that small allowed allowance.
Wishing you the best of luck. A lot of this just isn't DIY these days.