She receives less than $2000 a month in SSA. She has a $10,000 life insurance policy but no other assets. She is not eligible for assistance. If she cashes her life insurance in she can get $4500 so that makes her ineligible for assistance. She is 92 and doesn't need nursing home care. She does need help to live independently. We cannot afford a lawyer. We need help in helping her.
Is she the spouse of a Veteran? If so she may qualify for Aid and Attendance. It is a program that is means based so she may qualify. If she is the spouse of a Veteran you can contact the local Veterans Assistance Commission and they can help determine if she would qualify. Their service is free.