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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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If they are PoA then they would hopefully have possession of the actual document, which would outline what their authorities are. Their powers are active if your mother has a medical diagnosis of cognitive impairment. Your siblings should have taken this document to her bank so that the bank gives them the authority to manage her accounts.
An uncooperative victim is no help to detectives. Your account is too thin on details and if you are not her PoA and are not the victim or involved in any way, you have no power. Your siblings hopefully know what they're doing and have actual authority. Financial scamming of the elderly is a very common crime and very hard to prosecute. Your siblings need to find and read the PoA documents to know where they stand. Your mother needs a diagnosis by a doctor. If no one has the legal authority to limit her access to her funds, then there's nothing to be done about it.
I assume that the scammers are contacting her at home either in person or over the telephone. If over the telephone, get her a cell phone that will “silence” all incoming telephone calls that are NOT in her contact list. All these calls will be transferred to voice mail. If it is in person, get a Beware of Dog sign and post it at the front and back doors. After these things are in place, sit down with Mom and talk to her gently about her problem.
Does your mother have any type of diagnosis? Your siblings need to step up to the plate and read their POAs and figure out what they can and cannot do...and what they are OBLIGATED to do, regardless of Mom's feelings. YOU can do nothing.
A thought on this as we've had a similar problem with my dad. Keep an eagle eye on all your dad's accounts every day by checking on the computer. Watch for debits that don't make sense either by the amount of money (it's not always large) and/or the recipient. If you catch it early enough the bank or financial institution may reimburse you. Our bank loses its mind when we have a $400 charge out of the blue and texts us but my father's bank won't do that. It might be fruitless, but check around for banks that will alert you if an usual amount of money is being removed. Another person mentioned getting a new phone system that blocks calls that aren't programmed in. I bought one and then decided not to use it because I don't know the numbers of all my dad's contacts. A lesser solution is to get a landline system like the one we got from AT&T. The caller has to press a button to get through. As a result, robocalls have almost been eliminated. But it's the live calls that cause problems. They often want the computer password or some sort of computer number or the number to your parents' financial accounts. If your parent no longer uses the computer, put up a sticky with phony information. If he does, my only pathetic thought is to talk to an IT guy to see if there isn't a way to block scammer's access. Honestly, I don't know. As for my dad, while he has the most godawful short-term memory he is sharp and after losing some money he smartened up and now tortures the phone scammers unmercifully. I hate to be a conspiracy theorist but I believe that the phone companies could stop this but for their own reasons they don't.
I think most recovery companies will take your money again. I personally think they are the same set of people that run all of them, seems like an unending cycle and its too sad. The most crazy thing about the whole internet thing is how you can clone a website to make it look like the real one, I discovered so many people fell into this kind of scams. The only recovery company I know that works is assetsrepo dot com, I have been to their physical address to meet them before and the good thing about them is that they will let you know if they can handle your case or not. So they will not just take your money when they already know they wont help you out. I think they might help out in this kind of case though.
- She texts you 'by mistake', she keeps talking to you and befriending you, she asks you a lot of questions about your life, she keeps telling you about her successes, trades and profits, she also said that she gives 20% of profits to charity and wants to mentor me to trade under one term- give 20% of profits to charity, which was a big point that made me believe her.. but in fact, 100% of profits\'invested' money is going to the scammers, to fund the scam and hire more scammers and expand their criminal businesses. she almost gained my heart, but her progress and her slaughtering got halted when I got saved by t .me/ refund_my_coins
They use multiple websites and send them to multiple victims, for me, they sent me : flxbank.com , which seemed very suspicious for me.. be aware of it!
Recover your money, file a report on t .me /refund_my_coins if you have been fleeced by any scam.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
An uncooperative victim is no help to detectives. Your account is too thin on details and if you are not her PoA and are not the victim or involved in any way, you have no power. Your siblings hopefully know what they're doing and have actual authority. Financial scamming of the elderly is a very common crime and very hard to prosecute. Your siblings need to find and read the PoA documents to know where they stand. Your mother needs a diagnosis by a doctor. If no one has the legal authority to limit her access to her funds, then there's nothing to be done about it.
Your siblings need to step up to the plate and read their POAs and figure out what they can and cannot do...and what they are OBLIGATED to do, regardless of Mom's feelings.
YOU can do nothing.
I think they might help out in this kind of case though.
- She texts you 'by mistake', she keeps talking to you and befriending you, she asks you a lot of questions about your life, she keeps telling you about her successes, trades and profits, she also said that she gives 20% of profits to charity and wants to mentor me to trade under one term- give 20% of profits to charity, which was a big point that made me believe her.. but in fact, 100% of profits\'invested' money is going to the scammers, to fund the scam and hire more scammers and expand their criminal businesses. she almost gained my heart, but her progress and her slaughtering got halted when I got saved by
t .me/ refund_my_coins
They use multiple websites and send them to multiple victims, for me, they sent me : flxbank.com , which seemed very suspicious for me.. be aware of it!
Recover your money, file a report on t .me /refund_my_coins if you have been fleeced by any scam.
Do you know where all her money is?
Are the bank accounts in her name only? If there is another person on the account, have the other person remove the money.
Can you talk to a local branch of the bank to see what they suggest?
How about contacting your state's Office on Aging and get a counselor to help you?
I'm sorry for you. Good luck to you.
Report scams to
reportfraud.ftc.gov