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If mom can afford to give monetary gifts at Christmas, then that's what she should do. If she cannot afford to give monetary gifts, then she should stop doing so. What advice is it that you're looking for???
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Go into the social services website for her county to find the answer as to what is allowable, or just call and talk to someone there who is familiar with Medicaid.
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If this is about Medicaid, I'm pretty sure she can give gifts. Not HUGE gifts but reasonable gifts.
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Need more info. Why is she worried about it.
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