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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
"Medicare plans" are Medicare Advantage plans. If his wife has Medicaid in home care she probably also has Medicaid for her health insurance supplimental. When you are on Medicaid you have no need to have another plan other than Medicare. At 65 you must sign up for Medicare. Either as primary coverage or secondary coverage if ur still working. (This may depend on what type of insurance coverage ur employer gives but a friend has Medicare as his secondary and he is 72 working) This lady needs to have Medicare as her primary. As I said Medicare will pay for 80% of her healthcare cost and the balance of 20% will be covered by Medicaid.
My disabled nephew was on full Medicaid. Once he was on Social Security Disability, he was changed to Medicare and Medicaid his secondary.
No, you can't get rid of Medicare. Medicaid is only a supplimental. Medicare pays the 80% and Medicaid covers the 20%. With my nephew Medicaid does pick up the $144 premium. (He only receives 1k in income a month) If this is not being done, you may want to ask the caseworker about this. If you are paying separately for a prescription plan, I would check with the caseworker if you need to. In my State Medicaid pays prescriptions, vision and dental.
If your wife has Medicare, Medicare pays for Medicare-covered services, and then Medicaid generally would cover the balance of what Medicare does not. When you talk about cancelling premiums, what kind of plan is your wife on? Does she have traditional Medicare (parts A and B), plus a prescription drug plan? Generally the premium for Medicare and the prescription drugs is withheld from social security payments, though some people do pay directly instead. Does she also have a supplement plan (sometimes called Medigap) that covers things such as the Medicare co-pays? (Medicare pays only 80%.) Or does she have a Medicare Advantage plan, where services and prescriptions are included?
I think the best thing to do would be to check with the Medicaid program in your state and see what they advise. They might require her to have continued Medicare coverage. My brother in law had to go on Medicaid (LTC, nursing home) after his assets were spent down. We were advised that he should continue to pay for his Medigap and prescription drug policies as well as Medicare. The amount spent on these was deducted from consideration in his income when they were computing what he needed to pay monthly to the nursing home. If he stopped paying, it would have raised his income on paper, but that money would just have had to go to his cost of care. Because of his low income and being on Medicaid, Medicare is actually covering all his prescription co-pays through their "special help" program as well as the cost of the part D insurance. The situation may be different if your wife is receiving services at home
Make an appointment with an AARP representative who can walk you through the different Medicare plans. Most have training to help answer your questions based on plans in your area.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
My disabled nephew was on full Medicaid. Once he was on Social Security Disability, he was changed to Medicare and Medicaid his secondary.
I think the best thing to do would be to check with the Medicaid program in your state and see what they advise. They might require her to have continued Medicare coverage. My brother in law had to go on Medicaid (LTC, nursing home) after his assets were spent down. We were advised that he should continue to pay for his Medigap and prescription drug policies as well as Medicare. The amount spent on these was deducted from consideration in his income when they were computing what he needed to pay monthly to the nursing home. If he stopped paying, it would have raised his income on paper, but that money would just have had to go to his cost of care. Because of his low income and being on Medicaid, Medicare is actually covering all his prescription co-pays through their "special help" program as well as the cost of the part D insurance. The situation may be different if your wife is receiving services at home
You might find these helpful:
https://www.cms.gov/Outreach-and-Education/Medicare-Learning-Network-MLN/MLNProducts/downloads/Medicare_Beneficiaries_Dual_Eligibles_At_a_Glance.pdf
https://www.ssa.gov/benefits/medicare/prescriptionhelp.html