My mom has MRA, MCD bank account mth. to mth. Has house paid for. She has agreed to this as she needs reminders on med's and does use a walker CHF most important health issues but except for her mind wandering it is time. have 3 brothers who will have no idea how to help me. do not know her net worth but for me if had to sign over house or sell to get her taking care of i know it is the best choice.
The Agency can assess needs, refer you to appropriate help etc. There is a sliding scale fee for services( very low cost usually)
As was mentioned, every state is different with Medicaid. If your mom qualifies for Medicaid, depending on the state she will qualify for different services. In some states, this includes some in-home services and in some states it helps pay for assisted living. Other states allow very little. Medicaid is assistance for the poor so until such a time that her money is nearly gone, she'd have to pay out of pocket.
If your mom has few assets (I, too, am in the dark about the initials you used), you may want to start the process of applying for Medicaid now. Use the links for your state that you'll find under aging.gov. These links will include your Department of Aging Services as well as other resources.
Good luck with your search. Please update us. As was mentioned, if you provide more information the community can provide more advice.
Carol
You are Located: Alma, AR caring for your mother, living at home
Medically Needy Spend Down Medically Needy Spend Down is a Medicaid category that provides temporary coverage for individual’s medical expenses who would not normally qualify for Medicaid because of income. Apply at the local DHS county office. Visit www.arkansas.gov/dhs/dco/ for additional information.
cityofalma organizational website
Medicaid provides an array of programs for individuals in need of long - term services and supports (sometimes referred to as long - term care). Long - term Services and Supports (LTSS) is as sistance with daily activities — such as bathing, eating, dressing — for older people and persons with disabilities who cannot perform the activities themselves. LTSS have traditionally been provided in facilities like nursing homes. Today services are availab le in facilities as well as in the individual’s home and other community settings. The goal is for persons in need of LTSS to receive the services in the best possible setting for the individual. Individuals in need of LTSS and who qualify for a Medicaid program may receive the services: At home through: oElderChoices o Alternatives for Adults with Physical Disabilities (AAPD) oPACE o Personal Care o IndependentChoices In an Adult Family Home if enrolled in ElderChoices In a Level II Assisted Living F acility In a Nursing Facility
Among other things, it is necessary to know the extent of her disability/needs in much more specific terms, plus how much money does she have in the bank accounts, what is her monthly income from all sources in detail, Does she own more than one motor vehicle, what assets has she gifted going back five years and to whom, and other things. Once you have that info we and your county social services dept for Medicaid, and if you choose, a qualified elder care attorney, can offer advice.
Grace + Peace,
Bob
You say your mom needs "some assistance". The first thing, I think, is to figure out what sort of assistance and how much. You can call your local Area Agency on Aging, sometimes they will do an assessment of what an elder needs. They certainly should know what is available locally. Have you discussed this with her doctor? An assessment, ordered by her doctor, by an Occupational therapist (of her ability to do Activities of Daily Living (adls) and by a PT , to assess her mobility, could be useful.
Have you looked at Independent Living and Assisted Living Facilities? They will do an assessment of her skills to tell you if she meets their criteria.
You should start researching what the cost of these facilities is, and what home care costs, so that you can compare.
If mom is living on just her Social Security, month to month, you should get the Medicaid application process started. You don't "sign over " her house, but you allow them to recoup the cost of care when she passes. It differs from state to state.