My mom ran up a cc balance to $20,000 in the past year. I made the monthly payments out of her ss before she passed. Now, after funeral home I have about $1000 left from her life insurance. There is no equity in her home, and I still have insurance and utilities to be paid. Who do I pay?
As long as your name is not on any of your mom's credit card accounts you shouldn't have any problem.
Advise them she is deceased and that there are no funds for payment on her debt. Don't mention anything about yourself or they'll come after you and harass you - I know of people who've had real problems with these two outfits.
Have you also notified the credit reporting bureaus of her death? I did this after both my mother and sister died not only for update purposes but so that any attempts to obtain credit in their names could be immediately identified as fraudulent.
Pay the bills that are necessary to maintain her house until you sell or otherwise dispose of it. Be aware that you may have some difficulty with the insurance agent and carrier if you're not living in your mother's house - underwriters aren't fond of insuring vacant homes.
BillKratt--each state has different laws about the executor being paid. Where we live, it's a flat hour amount. If it were a lawyer doing it, you'd better believe they'd be charging every second. Just because my hubby didn't take advantage of it--doesn't mean that's right for everyone. He spent countless hours on cleaning up dad's affairs. The other kids just held out their hands for checks. (Yeah, I am a tad bitter about THAT.)
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