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I believe I have been taken advantage of by a car dealer . I signed papers I did not understand and now owe him outrageous amounts of money.

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Your best bet is to contact your local "consumer protection bureau". Sometimes it depends on if you bought a brand new off the showroom floor new car or if you bought a used vehicles. In some cases it is buyer-beware.

"Dealers are not required by Federal law to give used car buyers a three-day right to cancel. In some States, dealers are required to offer or honor a right to cancel."

"In other States, the right to return the car in a few days for a refund exists only if the dealer chooses to offer this privilege. Dealers may describe the right to cancel as a "cooling-off" period, a money-back guarantee, or a "no questions asked" return policy."

"Before you buy from a dealer, ask about the dealer's return policy, get it in writing, and read it carefully." [source: Federal Trade Commission, Consumer Information]
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