Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Thank you for your time to respond to my question. I made a call and was told the car value limit of $4,500 was changed and your car can be of any value. However, owning a second car makes you ineligible for Medicaid.
Medicaid for NH allows for a (1) car even if there is a community spouse.
Also Medicaid does not necessarily "recover them all when you die". Medicaid is required by the feds to have in place MERP - Medicaid Estate Recovery Program. How MERP runs is very much dependent on your states laws on property, death and probate. Some state have MERP recovery at zero while other states have active recovery efforts. So if you are in a state that allows for liens to be placed on property, then MERP is in a much more power position than if you are in a state which has MERP as a claim against the estate and liens cannot be placed on property other than by mortgage holder or workman. For example, TX is a level of claim probate and MERP is a Class 7 claim, so although it can happen MERP recovery rates via probate are lower as all other claims in 1 -6 get paid first & foremost before MERP. If they die without a will, in most states all their assets escheat to the state so the state essentially controls their property and this situation makes it hard on family to get property passed to them.
MERP is done after the Medicaid recipient dies as any exempt assets - usually this is their home and perhaps a car - become non-exempt when they die. In order to qualify for NH Medicaid in the first place you are basically impoverished at about 2K in assets & 2K in income, so there is no real money if you are on Medicaid and their assets are limited to their homesteaded property and a car.
Now upon the NH Medicaid recipient's death, MERP sends out a letter of intent and you or whomever who has exemptions or exclusions from MERP have to respond to MERP's letter within the specific timeframe with whatever documentation needed to support the exclusion or exemption. The letter is sent to let MERP determine if there is an overall exemption to MERP and if it is an exclusion make a cost-benefit analysis based on the exclusion to see if it is worthwhile to do a claim or a lien. If you do nothing, then MERP can do whatever is allowed under your state laws to get repaid for what Medicaid paid for their care. It is critical that any heir file for exemptions or exclusions to MERP.
Now many states are outsourcing MERP and they get a % of the recovery as they are akin to debt collectors.
dogabone, there are limits on the car value, the house value, the bank balance and line of credit. and while you get to keep them while you are alive, Medicaid recovers them all when you die.
Much depends on the value of the vehicles. Medicaid may require you to sell one and spend down the money on care for the patient prior to approval.
1. Single Person a. $1,500.00 in cash b. House (for 13 months; up to $543,000 in equity) c. Car (up to $4,500.00 NADA value) d. Personal belongings e. Irrevocable Pre-paid burial plan No second car allowed. Keep the one worth less than $4500. Married couples have different rules, see ohioelderlaw.com
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Also Medicaid does not necessarily "recover them all when you die". Medicaid is required by the feds to have in place MERP - Medicaid Estate Recovery Program. How MERP runs is very much dependent on your states laws on property, death and probate. Some state have MERP recovery at zero while other states have active recovery efforts. So if you are in a state that allows for liens to be placed on property, then MERP is in a much more power position than if you are in a state which has MERP as a claim against the estate and liens cannot be placed on property other than by mortgage holder or workman. For example, TX is a level of claim probate and MERP is a Class 7 claim, so although it can happen MERP recovery rates via probate are lower as all other claims in 1 -6 get paid first & foremost before MERP. If they die without a will, in most states all their assets escheat to the state so the state essentially controls their property and this situation makes it hard on family to get property passed to them.
MERP is done after the Medicaid recipient dies as any exempt assets - usually this is their home and perhaps a car - become non-exempt when they die. In order to qualify for NH Medicaid in the first place you are basically impoverished at about 2K in assets & 2K in income, so there is no real money if you are on Medicaid and their assets are limited to their homesteaded property and a car.
Now upon the NH Medicaid recipient's death, MERP sends out a letter of intent and you or whomever who has exemptions or exclusions from MERP have to respond to MERP's letter within the specific timeframe with whatever documentation needed to support the exclusion or exemption. The letter is sent to let MERP determine if there is an overall exemption to MERP and if it is an exclusion make a cost-benefit analysis based on the exclusion to see if it is worthwhile to do a claim or a lien. If you do nothing, then MERP can do whatever is allowed under your state laws to get repaid for what Medicaid paid for their care.
It is critical that any heir file for exemptions or exclusions to MERP.
Now many states are outsourcing MERP and they get a % of the recovery as they are akin to debt collectors.
1. Single Person
a. $1,500.00 in cash
b. House (for 13 months; up to $543,000 in equity)
c. Car (up to $4,500.00 NADA value)
d. Personal belongings
e. Irrevocable Pre-paid burial plan
No second car allowed. Keep the one worth less than $4500.
Married couples have different rules, see ohioelderlaw.com