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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
What kind of POA do you have? If you have the POA to handle her finances then you would just need to give them a copy of the POA to make that happen. My mom has a credit card that says they won't talk to me until they have a copy of the POA.
However, I do not have the financial POA for my mom, but I do pay all of her bills online and the banks do not the know the difference. I am on her bank account, house mortgage and a couple of her credit cards so I don't need the financial POA, but if you pay the bills online and have access to the bank account online, no one will know who is paying the bills.
I'm pretty sure that POA's are good only while they are living. Upon death then whomever is named executor or executrix is then responsible for the administration of the estate and paying all outstanding debts and distributing whatever as per the will. This is done in probate court and you can in some states do probate on your own, its really best and lots more efficient to have an experienced probate attorney work with you on it. Some states (like TX) have it that if the named executor lives in another state, you must have an in-state attorney of record for documents service so you have to have an attorney.
Cap - if you think that mom might be needing a NH and may be applying for Medicaid then look at the CD's the next time they are set to expire. You should get a notice 30 - 90 days in advance and a form to sign-off on to renew. If these are old CD's and pay a high rate, then i'd go ahead and roll them over BUT if they are paying pitiful low rates....like most are right now...then look to see what kind of penalty you will face if mom had to cash them out before maturity date. If it's a scary penalty, then maybe just close out the CD when it expires and put it in a regular savings account so if you need $$ asap to pay for AL or NH you can do it right away and with no paperwork issues or penalty.
Why not ask the bank? I have my mother-in-law checking and saving accts. set up online. I can transfer money from savings to her checking when I need to, to pay her bills. I also have POA. They only account that I have to actually GO into the bank for, is when her CD comes mature. Can't do that online.
If your mother is physically able to go to the bank, do so. Ask her to have you as a signer on the other accounts. If you have POA over her finances you are authorized by her to sign her name to any checks. Believe it or not, banks nor businesses do not verify signature on a check unless the account holder claims a forgery. The bigger concern you should have is after the end time and deposits are on accounts that you are not a joint signer on, you may have a problem to remove the deposits. The POA is only good while the grantor is living. It ceases upon death. Get your name on all her affairs. But as said above check with her bank and see what is the best way to handle this matter.
strange that someone would claim that poa terminates upon a persons death. my mother has a springing power of atty that only comes into play upon incapictation or death..im co-owner of her checking but also wonder if that gives me control over savings and cd's.. i have a friend whos mother passed away unexpectadly and all i can say is by having her mothers will with a hometown atty she was walked thru the process from start to finish and that even involved the liquididation of rental properties. im suggesting that you stay local with the atty cause the business will go down in your home county and the signatures the atty may need are simply right across the street..
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
However, I do not have the financial POA for my mom, but I do pay all of her bills online and the banks do not the know the difference. I am on her bank account, house mortgage and a couple of her credit cards so I don't need the financial POA, but if you pay the bills online and have access to the bank account online, no one will know who is paying the bills.
Cap - if you think that mom might be needing a NH and may be applying for Medicaid then look at the CD's the next time they are set to expire. You should get a notice 30 - 90 days in advance and a form to sign-off on to renew. If these are old CD's and pay a high rate, then i'd go ahead and roll them over BUT if they are paying pitiful low rates....like most are right now...then look to see what kind of penalty you will face if mom had to cash them out before maturity date. If it's a scary penalty, then maybe just close out the CD when it expires and put it in a regular savings account so if you need $$ asap to pay for AL or NH you can do it right away and with no paperwork issues or penalty.