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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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My husband's financial and medical poa is his cousin. I know the POA can't touch our joint checking account, but can he have my husband's SS check and Pension re routed to an account he sets up for my husband?
Sloegin, I hope you do not find this offensive for me to ask back a ?. But, why are you not POA?. Get a lawyer if you think somethings fishy or are really uncertain. This can be complicated. Answers will be coming out of the woodwork.
Why don't you have the POA on your husband?? Is your husband competent to change that over to you....Unless you aren't very responsible I think a wife should be in charge of her husbands finances.....
Simply put "NO". Only the Soc. Security through being an AUTHORIZED REPRESENTATIVE can the COUSIN "Take" (have the check sent to a particular account ). HOWEVER, with a POA the person can write checks for example, Mary Jane POA.
Wow Sloegin, I wish I could understand how your husband's cousin got to be his POA and not you? It is hard to answer this because yes, POA has the same rights as the person themselves. Are you able to discuss any of this with your husband? I hope your husband cousin is not taking advantage of the both of you. Good luck to you
Social Security does NOT recognize POA. You must be an Authorized Representative to control a Soc. Sec. Check through the Soc. Sec. Administration. Once you are an Authorized Representative ; take the document to the bank and no one can withdrawal the account except the Authorized Representative. However, this can be stopped with a trip to the Doctors office or a trip to the Soc. Sec. office with the person who recieves the check to show YOU are now the "BEST" person to manage the finance. The cousin will not longer be The Authorized Representative, however, cousin may remain the POA until the person changes their POA through their attorney. The person must be competent or a Guardianship may be required. Oh well. what do I know. Hope this helps.
My husband is not of right mind...I could have the POA overturned, but I do not wish to have the fighting it would entail with the family members...My husband adored me, took good care of me for providing after his death...but, he was psychotic, now diagnosed with vas dementia and intermittent delirium...while he was hospitalized his daughter had him sign POA to his cousin....I love his cousin and don't think that he would try to mess with me, but the daughters (who didn't have ANYTHING to do with "daddy" until he was gravely ill...) are just too much for me to deal with...I am fine, have talked to an attorney, they can't do anything to me....it's just sooo tragic "losing" my husband and then having to worry when the next shoe may fall...They want to take care of daddy in our home and said for me to leave....um, it's OUR home....so, long story short....it's even worse when their are step children involved!!!!
Well with all that in mind I guess I got a little more of the picture. Then you stop fighting and care for your husband the best you can. You see in the end, all the material things such as money, homes, clothes, etc, go away too!! If you use all your energy fighting you cannot have the energy to have peace. Your husband provided for you, and you will have a memory no one else will have. Trust me even his own daughter didnt take on POA but convinced his cousin, you rest sweetheart and let Karma come to the others!!! Because it will come, Bless You
Husband is not competent...I doubt if he was when he signed the POA papers....I am biding my time as not to stir up anything IF I have to I will, but he is not in good shape now....Of course I think I should have been of OUR finances, everyone, have POAs with your spouses, especially if there are step children involved! I can't tell you how much easier this all would have been...!
No. An S. S. check is written to the payee only. If it comes in the mail, the payee signs it and then deposits the check. More likely, if the check comes to his bank via direct deposit, no signature is required. Your cousin or his cousin can only have P.O.A. over the account, not the deposits. The cousin can "manage" the money, but deposits are our of his reach.
Don't you think that banks know how POA's can be misused? If it were that easy to get a hold of deposits, it would be open season on fraud. Everybody and his brother would be applying for Power of Atty. Don't mistake Guardianship for Power of Attorney.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Don't you think that banks know how POA's can be misused?
If it were that easy to get a hold of deposits, it would be open season on fraud. Everybody and his brother would be applying for Power of Atty. Don't mistake Guardianship for Power of Attorney.
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