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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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My uncle was recently hospitilize and his handyman became his POA. We are skeptical of this decision. Papers were signed today. What do we do? We suspect fraud.
Karmabank, in order for your MIL to have been approved for Medicaid she had to have no assets ($2000 max) and also have to not have given away any assets in the last 5 years. If someone took her stock or she gave someone her stocks, then that had to be reported on the application. If it was not, Medicaid will find out and it will catch up with them. (You cannot hide assets from the federal government!)
If she is in a nursing home on Medicaid, there is no way they are collecting her SS -- the NH is getting that.
Either your in-laws were committing fraud and the government will catch up with that, or they were behaving honorably and there was some other explanation. Perhaps your MIL had high medical expenses or expenses connected with her impairments. This could include in-home care, respite care while they were caregiving, an adult health program, incontinence supplies, and who knows what else. And her son or daughter had to liquidate some assets to pay her expenses.
Her son or daughter as POA are not obligated to reveal her financial details to anyone else. That they wouldn't explain things to you might raise a red flag, or it might be honoring the mother's wishes. Hard to tell.
If you could "make things right" then all the money would go to the nursing home, and Medicaid would stop paying until the money ran out. If her POA was indeed stealing, then this would be appropriate. In any case, you and your spouse would not see any of the money. It should all go to MIL's care (as it should have been going to her care all along.) MIL's life won't change much either way, but if her POAs were stealing from her, I hope they get punished.
My brother in law and sister in law have taken over my mother in laws money. She lived with them and they would never allow anyone to see her finances or her will. Now she is broke and on Medicaid. All the social security, dividends, annuity money and other money was taken by them along with your stocks and other money in her name and the sister in laws name who is the POA. What can I do to make things right. They now collect her annuity while she is in assisted living on medicaid and they must collect some portion of her social security. Every time I visit my mother in law her says they bring her a magazine every week. Its obvious that they are still packing away the fund. What can be done here?
Dad remarried 12 years ago and has been stricken with dementia for the last couple years. His wife and her daughters have kept him away from his family on his side. His wife passed away today and we now discover that the step-daughter has taken my dad's name off the checking account, added hers and the deceased name is still on there also. Step daughter also added her name to my father's ssi deposit into this account. She has hidden his 1,000 monthly pension somewhere and we have no idea where and how much he has. She has stripped him of all his money, but she did call us to come and take him off her hands...how thoughtful of her wouldn't you say! We're going to have to get an attorney, but we are not in a position to be able to afford to pay a retainer, just lost my job. Have you seen these types of things take place before? I'm ready to string her up.
If you uncle is cognitively sound, there may not be much you can do, however, if he's got some dementia issues and the POA is recent, you'd have a better chance of overturning this POA. You should see an elder law attorney if you have grounds to suspect fraud. Good luck, Carol
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If she is in a nursing home on Medicaid, there is no way they are collecting her SS -- the NH is getting that.
Either your in-laws were committing fraud and the government will catch up with that, or they were behaving honorably and there was some other explanation. Perhaps your MIL had high medical expenses or expenses connected with her impairments. This could include in-home care, respite care while they were caregiving, an adult health program, incontinence supplies, and who knows what else. And her son or daughter had to liquidate some assets to pay her expenses.
Her son or daughter as POA are not obligated to reveal her financial details to anyone else. That they wouldn't explain things to you might raise a red flag, or it might be honoring the mother's wishes. Hard to tell.
If you could "make things right" then all the money would go to the nursing home, and Medicaid would stop paying until the money ran out. If her POA was indeed stealing, then this would be appropriate. In any case, you and your spouse would not see any of the money. It should all go to MIL's care (as it should have been going to her care all along.) MIL's life won't change much either way, but if her POAs were stealing from her, I hope they get punished.
Carol