My Mom has been under 24/7 contract care with a professional home care agency since January @ $10,000 a month. The employees have started leaving early/not showing up, leaving my Mom stranded where ever the last employee left her. She can't stand, transfer herself, or even roll over in bed. On avg. it takes 4 hrs. 45 min. for the company to send someone else. This past Sunday she would've been alone all night had it not been for the goodness of an off duty employee coming in after being contacted by my sister! My mom will not fire this company because she doesn't want to spend more money!!! I am not physically able to take care of my mom (she is heavy, dead weight) and I still have children at home yet she wants me to come over every time she is left alone, which has been 4 times in just the last 10 days. I don't have guardianship but am I still liable if I know she's home alone??? I am ready to tell her if she won't fire them & hire someone else, NOT to call me. I am really close to loosing my mind.
Whatever you do, and I know this won't be easy, you will have to say "no" to Mom any time she calls for you to come stay with her. Then and only then will she realize she has to either pay more for her care, or move into a "retirement home". No, you are not liable, because Mom is still of clear mind.
Your Mom definitely needs a higher level of care that only a nursing home can provide. And if she runs out of money, she can apply for Medicaid, but in the mean time she can self-pay [which helps her stay in a facility should she go to Medicaid and the facility accepts Medicaid].
In the mean time, practice saying "no".