My husband's mother recently passed away. She had an RV trailer that she was still making payments on. The trailer is in her name only. As far as I know, my husband's father, who she was married to, hasn't been making payments on it or attempted to sell it.
This is understandable because it's not in his name and thus, not his concern. If they want it back, they can come repossess it.
However, I am concerned about what this could mean after HE passes away. Since her name was on the title to the house, I presume that when he passes, debtors can come in and try to collect on money from the house on HER debt.
A) Is this true?
B) Would him removing her name from the house title prevent this?
If there was a Will, it may have said "what mine is yours" which means FIL inherits. He then can change the deed to his name only. He may need to get a short certificate from probate to handle MILs assets not in his name. Just check with Probate how this is all handled.
Take all deeds and ownership documents and wills if any with you and see a probate attorney. Someone in family (husband if he is competent and capable) will be appointed as "administrator" of wife's estate, will take care of everything with the help of the probate attorney.
In matters like this state laws matter. As does the fine points of deeds and titles. This isn't something for a Forum of strangers to guess about. This needs to be legally handled.
Best wishes.
Get a copy of the title and take it to a lawyer to explain – or even just to find a copy of the title, if this is all just ‘memory’.