Mom is 96 y/o, bed-ridden with surgically repaired hip, bad feet and has a pace-maker. She's a nursing home resident with only social security & a small state retirement for income. As the oldest of 3 sons and her POA I know she cannot afford credit card debt payments. She has a will and I am executor.
And it would be good to cancel any credit cards currently in her name if you have POA to do so. Upon her death you should notify Experian, et al (the big three) that she has expired, and they should not extend credit under her name.