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My dad went into a nursing home, he has coverage that will pay everything except 1,200.00 per month and after that he has $1,700.00 remaining. My dad was the spender and my mom is the saver. She has savings and he does not. I don't want 1/2 of her assets to be taken away. I just don't know what to do.

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I understand what you're saying, but if Dad's bills are being paid at the nursing home, Mom shouldn't have to do a division of assets. If he still has $1700 left, is that enough to pay Mom's living expenses? If she will have to dip into her savings to pay part of her living expenses, that will have to be done. First and foremost, their bills need to be paid. Saving is admirable, and I understand why she needs to do it, but when money is owed for services, the provider expects payment. Do you have concerns that Dad may run out of funds and need to use Mom's savings? This is touchy and every state has different rules. Where finances are concerned, I might just want to consult an elder law attorney to make sure everything is done correctly.
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