Last September I needed to move my father into assisted living. His social security doesn't cover all the costs. My husband and I cover the rest of rent, personal expenses, insurance, etc. plus a huge expense to move him. My brother says he can't help out financially, but lives in a nice house, drive expensive car, etc. and now he is avoiding my calls, even though I have never pressured him to help. Just asked if he could give ANY support financially. Very sad that I have now lost a relationship with my brother and not sure how to salvage. Both Christmas and Fathers Day my brother told my dad he sent him a gift card, which my dad never got either. Think he is trying to give the appearance to my dad he is helping out, but he's not.
I really do envy the quality and availability of your public information. Took me three minutes to ask the question and get an intelligible answer. Impressive. Try that in Whitehall, you'd wait four weeks for an email back and spend another six trying to translate the jargon. Though that might just be because they don't actually know the answer.
when you shouldn't be. You will be needing that for your own retirement, but then you already knew that.
Spent a lot of months working through different avenues for state financial support. Dad was evicted from his home for not paying property taxes and home owners insurance. He was in a reverse mortag, so lost everything. No assets or insurance.
My husband and I are concerned about our own retirement if we are taking from our savings to help my dad. Will seek out an elder attorney in Texas. We are in California, so best to look in Texas I reckon.
Thanks again for some great advice on many levels! Amy
As for the gift card to your dad, deliver it yourself if you want to make sure he gets your gifts.
Finally, why are you all paying for your dad's care when his insurance should be paying this expense if he's on Social Security? This is not your responsibility, it's between your dad and his insurance to cover this expense for him
Well, you're certainly not ALONE in this--but that doesn't ease the sting, does it?
Mother and daddy didn't plan well for their old age. Lucky for them, one of my brothers added an apt to his house and took them in. Still, Mother finds it hard to make do on her SS alone and all she paying for is her food, cable and supplemental ins.
I also have 3 sibs who are MIA. Two of them would step up, financially, but won't do the "hands on" kind of caring Mother requires.
I learned long ago that you CANNOT change a person's mindset. Mt 3 MIA sibs are not going to suddenly step up and assume care. Our family is fractured beyond repair, and it is due to the MIA sibs simply not caring. It's made the 2 of us who DO care angry and frustrated.
If you are OK with supplementing $$ for your dad's care, then don't ever talk about it to brother again. Let him have his ego-boosting lies, and try to let that go.
People who care, are there. Physically, financially, always.
It is very possible that he is dodging you out of guilt...even though he believes he is right to say no to giving funds. The bottom line is that we all get to decide where we put our money regardless of how much money we have. He may be living beyond his means and all dollars are committed.
In my case my brother could certainly afford it (month long family trips to Europe for his family, near six figure antique car, have a couple of vintage planes built for the fun of it), and he was loved, adored and praised by my parents. But he is incredibly intelligent and lives in his head, whereas I live in my heart. I accepted that we see thing differently and thus we have a good relationship. I sacrificed and may be poor in my most infirm years, but I would not have done differently. I am sure it baffles him immensely.
Now, follow others directions to secure resources for your father to foot his expenses with the assistance of benefits he has earned through VA, Medicaid - whatever means you can access. Minimize your contribution as much as is reasonably possible. Love your father, nurture your relationship with your brother and take care of yourself.
I know you have really good intentions but did you just assume brother would help out financially? I have a nice car and a nice home but $500 monthly would be very difficult for me. You are very fortunate to be in a financial situation where $1,000 is doable for you. How long can you afford to be in that situation?
My mom has Alzheimer's and now is in memory care. She lived with me for 2 years before I placed her. I knew she had limited funds and I wanted her money to last once I placed her. I think you need a new plan on how to provide for dad within his means. I am not sure what his monthly expenses are - but are you comfortable with paying $1,000 a month indefinitely?
Look at other options; assisted living fees vary. I found that ALF out in the country is much more affordable; also a group home may work out - I visited some that are very nice. I would re-group and try to find a place where dad can live within his means or find a Medicaid eligible facility. What if something happens to you or your income, than what happens to dad?
60+ years ago my parents started giving their widowed moms a small amount monthly to help them out. There were 5 children in our family (newborn to 15) & they were homeowners. Yet, they personally felt it important to help their moms and came up with a small amount each month to send them.
Each of my parent had numerous married siblings, yet didn't expect them to do the same. Nor did they harbor any resentment if it wasn't done -- which it wasn't by a few of them. However, just because money wasn't given didn't mean they didn't help out. One grandmother's hair was washed/styled weekly by a daughter-in-law, another family member did the laundry weekly, another did heavy cleaning, etc. The lesson learned and example set is that each did what they could — or didn't do anything — and the others didn't complain or compare. Nor did they expect older grandchildren to pick up the slack anywhere.
Every family member’s situation was different, they didn't judge or expect more from each other, accepted with grace what was or was not done, realized their own limitations and set their own boundaries, and kept their sibling relationships intact by respecting each other. That is why their grandchildren are so close all these years later.
As I type this another thing I realize happened is the aging parent also accepted & appreciated whatever help was given. While they accepted their own limitations and adjusted their expectations of life. They were aging, couldn't do as much as they once could, and that it's all part of the cycle of life.
Wish I had remembered all of this sooner in my own mother's dementia struggle. Am glad to remember it as my in-laws are starting on the aging/need-help journey.
So, her father has gifted a great deal of money and will be ineligible for Medicaid, I believe.