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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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The PoA generally goes away at the time of death. At that point in time the issue would be who is the executor of the will or Trustee of the trust. That would be the party to look to for paperwork related to disposition of assets. There is no requirement that someone share their will and or final instructions with potential beneficiaries prior to their death. Having said that, families often face challenges over who gets what upon the death of a loved one. The more open and up-front that process, the more these might be able to avoided.
You give no information in your profile therefore I can't tell if this is a hypothetical question. If your mom has actually passed away, condolences on your loss.
Your question would lead one to believe that you have a contentious relationship with your sister who is being secretive about your mother's finances? Do you know the name of the life insurance company that carries your mother's policy? Are you trying to find out who is the beneficiary? They probably won't give you information just because you ask. You may be able to discover the named beneficiary if you have reason to believe you might be involved and your present a death certificate.
Powers of attorney expire upon someone's death. After a person passes away, if there is a trust, it is the trustees who is responsible. If there is only a will, it is the executor. Who has your mom name for these functions?
Ask your sister for the information. I am DPOA for my mom and my sister asked me for detailed information on my mom's finances. We share the DPOA and I had asked her to sign the caregiver agreement between my mother and myself...I can't very well get into an agreement with myself. Anyway....she balked and wanted to get details on where my mother's money was going and would go. I gave her a detailed spreadsheet. I have nothing to hide. Maybe you could ask your sister who the beneficiary is and "what if" something were to happen to her, who would take over that information. That was what my sister did and I provided the information.
If there is named beneficiaries on a life insurance policy, all that is needed is a certified death certificate to be issued to the insurance company and the proceeds will go directly to the beneficiary/beneficiaries stated on the policy. It does not have to be an executor to submit the death certificate. If no beneficiaries were listed then it goes to probate and the the executor of the estate handles the necessary paperwork. POA ends in death. Not sure this answered your question, but this is how it would work upon death. If your mother is still alive, the POA does not have to provide financial information to family members. Hopefully the POA is doing right by your mother.
A POA ends at the death of the person. Then the executor of the will takes over. The life insurance company will have the names of the beneficiaries. I would check with the executor to see if you can get a copy of any pertinent documents that you should have or at least get the name of the insurance company and policy number if you can.
I agree with Debralee. If your mother passes and you know the name of the insurance company then you simply need to mail a copy of the death certificate to the insurance company and the check will be issued to the beneficiary. That is how it worked with my father. And, Debralee is also correct that the DPOA does not have to supply information to other siblings. I only did it because my sister is the other DPOA and I needed a signature from her. Give and take.
If it is a burial policy verses being a life insurance policy can any member of the family contact them along with a copy of the death certificate? And if the policy is written out to be paid to one specific person then will they share that information with everyone? As an example, If a POA takes out a burial policy on a parent can they make themselves the beneficiary or does it go to a funeral home? If they do make themselves the beneficiary can the other sibling do anything about it?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Your question would lead one to believe that you have a contentious relationship with your sister who is being secretive about your mother's finances? Do you know the name of the life insurance company that carries your mother's policy? Are you trying to find out who is the beneficiary? They probably won't give you information just because you ask. You may be able to discover the named beneficiary if you have reason to believe you might be involved and your present a death certificate.
Powers of attorney expire upon someone's death. After a person passes away, if there is a trust, it is the trustees who is responsible. If there is only a will, it is the executor. Who has your mom name for these functions?
Maybe you could ask your sister who the beneficiary is and "what if" something were to happen to her, who would take over that information. That was what my sister did and I provided the information.
And, Debralee is also correct that the DPOA does not have to supply information to other siblings. I only did it because my sister is the other DPOA and I needed a signature from her. Give and take.