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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
If a couple own a house together and 1 needs to go to a nursing home, can the spouse that is going into the nursing home turn over their half to the other spouse and still be eligible for Medicaid without consequences?
The home is an exempt asset under Medicaid as long as it's within whatever your state has as a maximum assessed value (500K - 750K range). If you sell your 50% to another - even your spouse - that causes a Medicaid transfer penalty on an asset. The well spouse is considered the "community spouse" and is expected to be able to continue to live in the home; be able to have about 114K in assets and get MMNA or CRSA (these are kinda like alimony for the NH set) if need be. Only the needing a NH spouse needs to impoverish themselves to qualify for Medicaid. Couples planning is really NOT a DIY project.
For couples the whole Medicaid application is somewhat more complex than for an individual and really to best position the CS to be able to have as much assets and income they need to see an elder law attorney (and financial advisors they work with that too understand Medicaid compliance). For couples, Medicaid tends to do a "snapshot" day (usually the date of application) that the couples finances are fixed at. It's really important that couples if they want to do something creative financially get things done BEFORE the Medicaid application. For example, Medicaid allows for 1 car, now most couples have 2 cars, what is often best is to trade in both to get 1 newer & more reliable car. If they give a car to favorite nephew, it will cause a transfer penalty. If there is a mortgage (horrors!) and the CS is likely to be able to continue to live in the house for years more, it often is good to spend some of whatever is in excess of the 114K CS assets to pay down or payoff the mortgage, and this takes time to do but you need it done BEFORE the application. There's all sorts of other issues related to CS planning.
Really often the CS is totally focused on the day to day caregiving of their spouse and overwhelmed and stressed by that alone. Much less trying to figure out how to maximize their long term finances under Medicaid. You need to work with an elder law attorney to get it done so that it's compliant for Medicaid review for your state. If your family or a family friend of the couple, you can really help them by assisting them to find documents to take to the atty and working up a "face sheet" on them. Face sheet is kinda a 1 or 2 page list of who they are, dates on marriages, divorces, all birthrates of all kids, info on their insurance policies and SS/retirement awards letters, property ownership details. Help them get organized their financial items. Good luck. None of this is simple & try to keep a sense of humor going…..
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
For couples the whole Medicaid application is somewhat more complex than for an individual and really to best position the CS to be able to have as much assets and income they need to see an elder law attorney (and financial advisors they work with that too understand Medicaid compliance). For couples, Medicaid tends to do a "snapshot" day (usually the date of application) that the couples finances are fixed at. It's really important that couples if they want to do something creative financially get things done BEFORE the Medicaid application. For example, Medicaid allows for 1 car, now most couples have 2 cars, what is often best is to trade in both to get 1 newer & more reliable car. If they give a car to favorite nephew, it will cause a transfer penalty. If there is a mortgage (horrors!) and the CS is likely to be able to continue to live in the house for years more, it often is good to spend some of whatever is in excess of the 114K CS assets to pay down or payoff the mortgage, and this takes time to do but you need it done BEFORE the application. There's all sorts of other issues related to CS planning.
Really often the CS is totally focused on the day to day caregiving of their spouse and overwhelmed and stressed by that alone. Much less trying to figure out how to maximize their long term finances under Medicaid. You need to work with an elder law attorney to get it done so that it's compliant for Medicaid review for your state. If your family or a family friend of the couple, you can really help them by assisting them to find documents to take to the atty and working up a "face sheet" on them. Face sheet is kinda a 1 or 2 page list of who they are, dates on marriages, divorces, all birthrates of all kids, info on their insurance policies and SS/retirement awards letters, property ownership details. Help them get organized their financial items. Good luck. None of this is simple & try to keep a sense of humor going…..