Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
This website, Aging Care, has a lot of excellent articles.... I found a section on Medicare that I hope will answer your question. https://www.agingcare.com/Medicare-Medicaid
Dear Pumpkin - This is a huge topic to try to answer in this forum - that's why "Flyer" suggested that you review an article.
Medicare is a gov't funded medical coverage. Most people become eligible at age 65 and are automatically put on Part A (hospitalization) and Part B (doctor's visits, labs, etc). You may disenroll from Part B (within a certain time period) but must have Part A. Part D (prescription coverage) is optional, BUT if you don't sign up for it initially, you may have to pay a higher rate should you decide to enroll later in life.
Medicare doesn't cover 100% of everything and the providers you see should accept M/C reimbursement or you'll end up paying the bill. There are several options:
1) Original Medicare: You choose your own doctor and pretty much self-direct your care. There are several different plans/coverages to choose from, but not all approved plans are offered in all states.
2) Medicare Advantage/HMO (aka Part C): The monthly premiums are less, but the PCP directs the care and must be contracted with whichever entity administers the plan (ie) Blue Shield
Then there are supplemental plans to Medicare that can be purchased to cover the Deductibles and co-pays that aren't covered under Medicare (ie) there is an annual $1260 deductible (out-of-pocket) for hospitalization that M/C asks you to pay, but if you have a Supplemental plan, the bill gets forwarded to them for payment.
If you're caring for someone with Medicare, I suggest you get the "Medicare & You 2015" booklet. They re-issue it every year. It was my bible while caring for my mom until I became eligible myself :) You can call them at 1-800-633-4227 to request one or download the pdf version from the website. I like the hard copy - I took it everywhere and wrote notes in it. It also covers the different plans, explanations, etc.
Also I'd suggest that you also read up on what Medicaid is as well. AND most importantly how MediCARE and MedicAID are different and how they often work in tandem for care (like in a NH).
Long term health care is very very expensive - NH can easily cost over $ 100,000 a year. It's pretty important that you are clear in how it can get paid for or in what the government will not pay for.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Medicare is a gov't funded medical coverage. Most people become eligible at age 65 and are automatically put on Part A (hospitalization) and Part B (doctor's visits, labs, etc). You may disenroll from Part B (within a certain time period) but must have Part A. Part D (prescription coverage) is optional, BUT if you don't sign up for it initially, you may have to pay a higher rate should you decide to enroll later in life.
Medicare doesn't cover 100% of everything and the providers you see should accept M/C reimbursement or you'll end up paying the bill. There are several options:
1) Original Medicare: You choose your own doctor and pretty much self-direct your care. There are several different plans/coverages to choose from, but not all approved plans are offered in all states.
2) Medicare Advantage/HMO (aka Part C): The monthly premiums are less, but the PCP directs the care and must be contracted with whichever entity administers the plan (ie) Blue Shield
Then there are supplemental plans to Medicare that can be purchased to cover the Deductibles and co-pays that aren't covered under Medicare (ie) there is an annual $1260 deductible (out-of-pocket) for hospitalization that M/C asks you to pay, but if you have a Supplemental plan, the bill gets forwarded to them for payment.
If you're caring for someone with Medicare, I suggest you get the "Medicare & You 2015" booklet. They re-issue it every year. It was my bible while caring for my mom until I became eligible myself :) You can call them at 1-800-633-4227 to request one or download the pdf version from the website. I like the hard copy - I took it everywhere and wrote notes in it. It also covers the different plans, explanations, etc.
https://www.medicare.gov/library/pdfnavigation/pdfinterim.asp?Language=English&Type=Pub&PubID=10050
Hope that helps.
Long term health care is very very expensive - NH can easily cost over $ 100,000 a year. It's pretty important that you are clear in how it can get paid for or in what the government will not pay for.