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Last year this insurance company said he was too young for the nursing home. Training for the blindness was provided to him but he is lazy and always has been. He has never managed his diabetes and as a result has multiple issues along with taking 12 medications. He has 4 children who are in there 20's. No help whatsoever. If I have to go away, my daughters come to help out. I also have custody of an autistic grandchild that I care for. I am older than my husband but in excellent health. Presently, he stays awake all night, sleeps all day and is very uncooperative. At what point do I give up on this situation and look for alternative care outside the home? How do I deal with the Insurance company that states he is too young. Also, the insurance co. fights me on everything. But so far, I have prevailed with every issue except the home. I still work and feel that if I am to continue to care for myself and the child, I will have to make other decisions.

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Curious what type of insurance you are referring? Work related health insurance? Long term care insurance? What caused your husband's blindness? Was it diabetic related?

Yes, I have heard of people who are blind who can't tell if it is day time or night time as per advertisements on TV. Apparently there is medicine to help with that now. Ask your husband's primary doctor.

Put yourself in his shoes, imagine going blind at 58 years old. I would be been unhappy and uncooperative, too. Especially if it was something I could have controlled prior but didn't want to bother.

Since both of you are over 50, contact your local Council on Aging to see what type of help you can get for him. Also contact the Lighthouse For The Blind.
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His insurance is Medicare/PPO. He has no other health insurance. Blindness was caused by diabetes and he was always uncooperative.
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Miamia can you tell us more about yourself and your situation. There is no right or wrong time to "Put someone in a home" much as many would like to. Is he willing to go? Is is on SSDI? Is there money to pay for private placement? I don't think Medicare kicks in till you reach 65. I am afraid you will still have a fight ahead of you to get co-operation from your Medicare PPO
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