My mother needs Medicaid to afford long term nursing home care. My father would remain in the house. They may be turned down because of the savings they have in the bank. I was accepted last year for Medicaid coverage and I had about the same amount in my account that they have in theirs.
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I don't understand this!
Your MOTHER will need to be under the Medicaid limit for income and assets. Moving assets between spouses is legal, but Dad is going to need a lawyer to do this properly so that he doesn't become impoverished.
This is NOT a do it yourself project. Get a CERTIFIED eldercare attorney. It will be the best money Dad every spent.