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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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A joint account is owned by both account holders. When one account holder dies the survivor takes over the account. But you'll need to show the bank a death certificate.
It would be wise for you to talk to an elder lawyer since it is a joint account I would think any money left would be yours-has she prepayed for her funeral?
I would ask the bank about that. I believe it is all in the wording of account. Example: Say it's worded "mom AND daughter" that means both signatures "mom OR daughter" means either party can sign "mom AND/OR daughter" means both or either can sign... AND/OR covers any situation. I am not an expert but my grandfather did this with accounts to protect money in such an event (unless of course both pass at same time) but that was years ago. To get the joint account set up you need to fill out signature cards so it should be clearly stated what type of wording is used.
Does your account have say "Payable on death". I was POA on my mom's with "Payable on Death". Her remaining money was payable to me to pay her final expenses, then I sent the remainder to Medicaid to repay them as she was in a nursing home on Medicaid, when she died. I have signature privileges on my current relative's acct, no POA needed. When I went to the bank to open a checking acct for her (she had never had one), I was asked if I wanted "Payable on Death" and said yes. Your mom will have to sign for this.
Sounds like you are joint owner with right of survivorship which means you can pay her funeral expenses from there as such and not as POA which will end with her death. The right of survivorship also means that account will not have to go through probate. I'm in a slightly different situation than you are in for I am an only child. However, to keep my step-dad and step-siblings away from her private money and securities, she made me joint owner with right of survivorship of everything that only belonged to her. Her will states that I am the sole beneficiary of her estate. I think there will be some angry relatives when she dies.
My mother-in-law's bank told me once that since all three of her sons are on her bank account, they are basically 'co-owners' along with her. So when she dies, the co-owners will become 'owners'. I on the other hand have only POA (which is fine with me) so when she dies, my job will be done and I have no rights to her account anymore.
Thanks to all of you for your answers...it really helps. She has not paid her funeral expenses...that money is for that. The account is mom AND/OR daughter...I've paid bills from that account no dual signature needed. I do have POA and DPOA. She has an old will (before she moved in with me) that said that her house would be sold and split between the four of us. I'm not out to "take" her money when she passes away...I couldn't do that...although it has crossed my mind! :) I just wanted to know that I had discrection over it to pay final bills, etc. I will be fair with my sibs even though I don't think they've been there for me. Argh! Sometimes I think I'm hearing voices! HA...thanks again to all of you....have a good day.
my sister was on moms acct. as POD but my mom signed a remove access form and crossed her off POD, this was in 1986 . her atty. is saying the account is still hers.!
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.